A Card for Every Filipino

No bank account needed. Get your BayadCard at any BayadBox store — load it and use it anywhere Visa is accepted, in the Philippines and worldwide.

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Juan dela Cruz VISA
50M+ Unbanked Filipinos
BSP Compliant & Regulated
Visa Accepted Worldwide
0 Bank Account Required

Three Steps to Your Card

No paperwork. No bank visit. No waiting. Just walk into any BayadBox store.

1

Find a BayadBox Store

Visit your nearest BayadBox partner store in your barangay.

2

Get Your BayadCard

No bank account needed. No documents required. Get your card on the spot.

3

Load It & Use Anywhere

Load cash at any BayadBox store. Use your card online, in stores, or at any Visa terminal worldwide.

Banking Without the Bank

Designed for every Filipino — especially those the banking system left behind.

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No Bank Account Required

Get a card without any bank account, credit history, or formal employment. Anyone can apply.

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Load Anywhere

Add funds at any BayadBox partner store in your neighborhood — no ATM, no bank branch needed.

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Use Everywhere

Shop online, pay bills, buy groceries, or use it abroad — accepted at any Visa terminal worldwide.

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BSP Compliant

Regulated by the Bangko Sentral ng Pilipinas. Your money is safe, traceable, and protected.

Offer BayadCard at Your Store

Join the BayadBox network and become the financial hub of your barangay. Issue BayadCards, process payments, earn commissions — all through one platform.

💳 Issue BayadCards

Earn a fee for every card issued at your store.

One Platform

GCash, Maya, padala, bills, e-load — all in one app.

💰 Earn Per Transaction

Commission on every payment processed through BayadBox.

Join the BayadBox Network →